Credit: The New Dollar

Where the trouble comes in is when people begin to buy everyday items such as groceries and clothing on credit cards. Then those bills begin to get bigger and bigger until pretty soon, they’re paying the minimum amount due which will take forever to pay off.

Plus, a lot of people just continue charging things even when they have a large balance on their account. Your credit score defines who you are to businesses and you want it to be as high as it can be.